Equipment Financing

4 Ways We Make Financing Easy:

  1. Easy 1 Page Customer Info Form
  2. Quick Decisions
  3. Many Terms and Options To Choose
  4. New & Used Equipment OK

Lease to Own

$1.00 end-of-term buyout – & Loan

Looking to acquire equipment? With our $1.00 buyout program you can own the equipment with your final payment of one dollar. This is great for businesses that plan on using the equipment for many years after the financing term ends.

Our EFA (Equipment Finance Agreement) program is considered a LOAN and thus has no buyout option. When you make your final payment the equipment is owned by you free and clear. This is a great program for vehicles or other rolling-stock but is available on most equipment purchases.

Lease to Use

FMV or 10%/20% buyout

Otherwise known as an Operating Lease, many companies prefer this program as owning the equipment is not paramount and there are greater tax benefits. With this program you have the benefit of using the equipment to earn the company money and after the set term, you can either trade it in, upgrade to newer model or, you have the option to purchase it.

5 Reasons to Choose One West Financial

  1. Easy Approval Process

    Simple 1 page company information form gets you approved

  2. Many Terms & Options To Choose

    Deferred, Seasonal, & Skip programs are a great way to match your cash-flow needs.

  3. Low Upfront Cost

    We finance 100% of equipment and software purchases, including training and installation.

  4. Risk Adjusted Programs

    We finance new and established businesses alike.

  5. Easy Access to Off-Lease Equipment

    Wider credit windows and up to $250,000 with our simple application